VICOBA FOR FINANCIAL INCLUSION

Financial inclusion programmes covers access to financial services i.e. savings, credit and insurance as well as financial literacy. The 2017, Finscope (FSDT) financial access survey shows over 40% of Tanzanian adults do not have access to financial services in Tanzania, this is one of the main bottlenecks to rural development. It is on these bases, SEDIT inverted VICOBA model, a group and savings approach as a platform for participatory poverty alleviation.